Commercial Auto Insurance 101
If you own a business, it’s important to match the state or California auto insurance you carry to your company. Doing so can save you time and money down the road.
Having the right commercial auto insurance is important, so if you’re not sure what kind of commercial auto coverage you need, you may want to talk with an independent state or California auto insurance agent who specializes in that particular area. Independent agents work with you to put together packages that provide the protection that’s right for your business.
“Anyone who owns a business with a commercial automobile needs to have coverage that is appropriate for the industry and the size of the business,” says Brett Stalnaker of The Progressive Group of Insurance Companies. “An independent agent who specializes in commercial auto coverage can provide business owners with the kind of advice they need to make the right choice.”
Here are some tips to help you find a commercial state or California auto insurance agent:
- Get objective advice. There are different types of state and California auto insurance agents. A captive agent represents only one auto insurance company. Independent agents represent a number of different insurance companies. Independent agents are more flexible, because they offer coverage options from various companies. These options increase your odds of getting the combination of coverage, price, and service to fit your business needs.
- Visit the Web site of a larger insurance company. Web sites such as driveinsurance.com provide you with coverage options information and a way to find a state or California car insurance agent in your neighborhood.
- Seek referrals. These can come from professional organizations or other contacts, such as other business owners. Chances are, other business owners in your industry can recommend a state or California car insurance agent that they’ve worked with.
One size doesn’t fit all when it comes to business-related state or California car insurance. A business that you start in the dining room or garage with just one vehicle can grow into one that has several vehicles and commercial property. As your business evolves, your protection needs evolve, too. Check in with your agent periodically to reassess your commercial state or California car insurance policy.
To learn more or start your search for a commercial state or California car insurance agent, visit www.Direct Choice Insurance .com
Did You Know?
According to Brett Stalnaker of The Progressive Group of Insurance Companies, businesses with commercial automobiles need the right type of insurance. An independent state or California car insurance agent specializing in commercial auto coverage can help.